Important Health-Related Benefits to Offer Employees
Though in the UK everybody receives access to nationalised
healthcare via the National Health Service (NHS), many people still choose to
pay for private care because, in their opinion, it allows them to receive the
care they need when they need it, plus they get the ability to choose the
hospital (and in some cases, the doctor) who ultimately treats them.
If you run your own business with a fair number of employees it
could be of benefit to you, and indeed to your employees, to offer them health-related benefits above and beyond that offered by the
NHS. Many employers up and down the country have been doing that in recent
years, with their reasons for doing so often including the facts that:
a)
It
boosts moral among staff when they know their employers value them enough to provide
them with health-related benefits above and beyond what they're legally
entitled to.
b)
It
allows employees who feel there may be something amiss within their body to get
it checked out as soon as possible, rather than leaving it too late.
Within the health benefits you offer them you're going to want
to ensure that, at the very minimum, the following is offered to you, your
partners, and your employees:
UK Diagnosis and Scans
The health-related benefits you offer up to your employees
should allow them to receive diagnosis on a potential condition, as well as
medical scans, within the UK.
This is a crucial point, as at this early stage you want to get
things seen to as quickly as possible so to decide what the plan of action is
going forward if there is something wrong. The health benefits you provide them
with should allow them to attend a private facility at the front of the line,
booking an appointment one day and arriving at the appointment the next
(potentially even doing both on the same day).
Hospital Choices
If after your scans and diagnosis it does seem that you're going
to have to be booked in at a hospital for either further tests, or surgery
itself, the benefits you provide to your employees should allow them to choose
what hospital they go to (out of a certain number of hospitals), in a country
of their choice.
This last point is very important, as often a certain individual
with have thoughts on one location or another which they just can't shake,
therefore it's better when they have the option of where they get treated, as
putting this decision to them will help to aid their recovery. In this regard, the small business
medical insurance you provide must be able to
be personalised to the needs of individual employees. Your own health, after
all, is a very personal thing.
Travel and Accommodation
There's no use giving your employees all these extra
health-related benefits if they're then going to have to pay significant amounts
of money every time they have to go abroad to take advantage of them.
For this reason, these benefits must include travel and
accommodation costs for both the employee in question, as well as their partner
or anybody else who chooses to accompany them on their trip. All in, the
employee should have to pay as little as possible towards their care.
In conclusion, though in the UK everybody receives access to
nationalised healthcare via the NHS, many people still choose to pay for
private care because, in their opinion, it allows them to receive the care they
need when they need it, plus they get the ability to choose the hospital (and
in some cases, the doctor) who ultimately treats them.
About
the Aauthor:
Passport2Health
is a company in the UK specialising in small business medical insurance. Their
policies feature private diagnosis in the country and hospital treatment in
Paris, Barcelona and other major cities.
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