Caring for a Disabled Partner
There
are few jobs more difficult than caring for a disabled partner. It can be easy
to feel overwhelmed, especially if it is a very new situation. There are
resources out there and help available to support you. You may find that you
simply need to make a few adjustments to your lifestyle, for both you and your
partner to live with a high quality of life – it all depends on your situation
and the particular needs of yourself and your partner. The following article
looks at considerations when caring for a disabled partner.
Insurance
If
your partner has had an accident of some sort and is disabled as a result,
there are a whole host of insurance policies that may be able to cover some of
the expenses. If your partner has accident insurance or income protection insurance, they should be eligible for a payout to help cover
the cost of living. Any decent health insurance policy will be able to provide
a huge amount of relief during this extremely stressful and challenging time.
Depending on the type of policy you have, you may even be able to tap into your
life insurance
to help pay for health care for your partner.
Contact
Relevant Associations
There
is likely to be an association or group in your area that specialises in
services for people with the disability that you partner has. These groups can
be a tremendous source of information and support as you and your partner get
your heads around your new reality. Such associations can usually point you in
the right direction for further support and services, too, so be sure to pay
them a visit and find out what help is available.
Tax
Breaks
If
you are going to be the primary caregiver for your partner, you may be eligible
for a whole range of tax breaks. Make sure you talk to your accountant and look
into what you and your partner may be eligible for, as you will likely need all
the help that you can get to cover your various expenses.
Home
Renovations
Depending
on what disability your partner has, it may be necessary to have renovations
done around your home to make it easier for them to get around safely and
maintain their quality of life. These renovations are sometimes covered by
healthcare plans or accident insurance policies, so make sure that you do your
homework and do not pay out of your own pocket for expenses that may be covered
by insurance.
Get
Help
Taking
on the care of your partner yourself is a noble move, but it is vital to
remember that there is no shame in getting help. Often this can mean that your
partner will get a higher level of care than that which you would be able to
provide. Having a homecare nurse in your home a couple of times a week can
allow you to have a break from providing 24/7 care, and help prevent you from
wearing yourself out.
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1 komentar:
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